Navigating and Planning for Retirement in Canada

November is Financial Literacy Month in Canada, and with Silver Years Awareness Week also taking place earlier this month, it’s the perfect moment to shine a light on the financial well-being of our seniors and a great opportunity to empower everyone with their finances. 

Through the Province of Ontario’s Seniors Active Living Centre (SALC) program, we’re sharing essential tools and resources to help older adults feel informed, confident, and supported as they navigate their “silver years.” 

Online Portal to Programs and Services for Seniors 

Whether for tax credits, health resources, caregiving, housing, or transportation needs, or general information on staying safe and managing your money, this user-friendly online portal details the resources any senior in Ontario might need. 

You may also access the same information in this downloadable comprehensive guide. 

Ontario Tax Talk Webinars 

Whether you’re already a senior or are just planning, these tax talk webinars are a great way to better understand provincial tax, tax credits and benefits from the comforts of your own home. 

The Federal/Provincial/Territorial Ministers Responsible for Seniors Forum have also prepared quick, digestible brochures that overviews what every older Canadian should know about, including: 

• Financial Planning 

• Managing and protecting their assets 

• Planning for possible loss of independence 

• Planning for their future housing needs 

• Having a will and making funeral plans 

• Financial abuse 

• Fraud and scams 

Now, if you are someone planning their silver years, remember that retirement should not be stressful. It should be a time we can look forward to and with the right guidance and direction, planning for retirement is not as overwhelming as most thought it to be. 

The Government of Canada has created a guide—complete with the steps and resources you’ll need to create a retirement plan that works for you. 

As we wrap up Financial Literacy Month, we’re reminded that financial empowerment grows with every resource, conversation, and plan put in place. Whether you’re navigating your silver years or preparing for them, remember that this chapter of life is meant to be lived with clarity and peace of mind. With the right guidance and support, planning for the future becomes less overwhelming and more empowering. 

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If you need help accessing these resources, send us an email and we’ll connect you with one of our counsellors who can better assist you in your needs.